{"id":71976,"date":"2024-10-07T04:10:20","date_gmt":"2024-10-07T04:10:20","guid":{"rendered":"https:\/\/www.squareyards.ae\/blog\/?p=71976"},"modified":"2024-10-07T04:10:20","modified_gmt":"2024-10-07T04:10:20","slug":"involuntary-loss-of-employment-insurance-iloe-govart","status":"publish","type":"post","link":"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart","title":{"rendered":"Why Involuntary Loss of Employment (ILOE) Insurance is so Important in the UAE"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The relationship between employees and companies can be uncertain and unpredictable. Changes in the market or within a business can leave even the best employees facing unexpected job loss. It\u2019s a situation no one wants to think about, but it happens. <\/span><span style=\"font-weight: 400;\">That\u2019s where Involuntary Loss of Employment (ILOE) comes in. ILOE offers financial protection if you lose your job unexpectedly. It helps you stay secure and gives you the support you need to move forward confidently. Let\u2019s explore how Involuntary Loss of Employment (ILOE) can protect you and provide peace of mind in uncertain times.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-6a05e2808793c\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a05e2808793c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Understand_Involuntary_Loss_of_Employment_Insurance_ILOE\" title=\"Understand Involuntary Loss of Employment Insurance (ILOE)\">Understand Involuntary Loss of Employment Insurance (ILOE)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#ILOEs_Purpose\" title=\"ILOE\u2019s Purpose\u00a0\u00a0\">ILOE\u2019s Purpose\u00a0\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Benefits_of_ILOE\" title=\"Benefits of ILOE\">Benefits of ILOE<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Eligibility_Criteria_Overview\" title=\"Eligibility Criteria: Overview\">Eligibility Criteria: Overview<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Involuntary_Loss_of_Employment_Criteria\" title=\"Involuntary Loss of Employment Criteria\">Involuntary Loss of Employment Criteria<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Salary_Thresholds_of_ILOE\" title=\"Salary Thresholds of ILOE\">Salary Thresholds of ILOE<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#What_Is_Not_Accepted_Under_Involuntary_Loss_of_Employment_ILOE\" title=\"What Is Not Accepted Under Involuntary Loss of Employment (ILOE)\">What Is Not Accepted Under Involuntary Loss of Employment (ILOE)<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Termination_Reasons_Covered_Under_ILOE\" title=\"Termination Reasons Covered Under ILOE\">Termination Reasons Covered Under ILOE<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Premiums_of_Involuntary_Loss_Of_Employment_Overview\" title=\"Premiums of Involuntary Loss Of Employment: Overview\">Premiums of Involuntary Loss Of Employment: Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Structure_of_ILOE_Premium\" title=\"Structure of ILOE Premium\">Structure of ILOE Premium<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#How_ILOE_Premiums_are_Calculation\" title=\"How ILOE Premiums are Calculation\u00a0\">How ILOE Premiums are Calculation\u00a0<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Where_You_Can_Receive_ILOE_Amount\" title=\"Where You Can Receive ILOE Amount\">Where You Can Receive ILOE Amount<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Benefits_of_ILOE_Compensation\" title=\"Benefits of ILOE Compensation\u00a0\">Benefits of ILOE Compensation\u00a0<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Amount_You_Can_Claim_Through_ILOE\" title=\"Amount You Can Claim Through ILOE\u00a0\">Amount You Can Claim Through ILOE\u00a0<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Timeline_to_Receive_Involuntary_Loss_of_Employment_Benefit\" title=\"Timeline to Receive Involuntary Loss of Employment\u00a0Benefit\u00a0\">Timeline to Receive Involuntary Loss of Employment\u00a0Benefit\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#How_to_Claim_Involuntary_Loss_of_Employment_Process\" title=\"How to Claim Involuntary Loss of Employment: Process\">How to Claim Involuntary Loss of Employment: Process<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Documents_Required\" title=\"Documents Required\u00a0\">Documents Required\u00a0<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#How_the_ILOE_Influences_the_Job_Market\" title=\"How the ILOE Influences the Job Market\">How the ILOE Influences the Job Market<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Impact_of_Job_Security\" title=\"Impact of Job Security\">Impact of Job Security<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Impression_on_Economic_Stability\" title=\"Impression on Economic Stability\">Impression on Economic Stability<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Effects_on_Unemployment_Rates\" title=\"Effects on Unemployment Rates\">Effects on Unemployment Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Frequently_Asked_QuestionsFAQs\" title=\"Frequently Asked Questions(FAQ&#8217;s)\">Frequently Asked Questions(FAQ&#8217;s)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#How_do_I_file_a_claim_for_ILOE_benefits\" title=\"How do I file a claim for ILOE benefits?\">How do I file a claim for ILOE benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Can_I_work_while_receiving_ILOE_benefits\" title=\"Can I work while receiving ILOE benefits?\">Can I work while receiving ILOE benefits?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#What_qualifies_as_involuntary_job_loss_for_ILOE_purposes\" title=\"What qualifies as involuntary job loss for ILOE purposes?\">What qualifies as involuntary job loss for ILOE purposes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Does_ILOE_cover_self-employed_individuals\" title=\"Does ILOE cover self-employed individuals?\">Does ILOE cover self-employed individuals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/www.squareyards.ae\/blog\/involuntary-loss-of-employment-insurance-iloe-govart\/#Are_there_waiting_periods_before_ILOE_benefits_start\" title=\"Are there waiting periods before ILOE benefits start?\">Are there waiting periods before ILOE benefits start?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Understand_Involuntary_Loss_of_Employment_Insurance_ILOE\"><\/span><span style=\"font-weight: 400;\">Understand Involuntary Loss of Employment Insurance (ILOE)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-71986 size-full\" src=\"https:\/\/www.squareyards.ae\/blog\/wp-content\/uploads\/2024\/10\/Involuntary-Loss-of-Employment-Insurance-ILOE.jpg\" alt=\"Involuntary Loss of Employment Insurance (ILOE) provides financial protection during unexpected job loss\" width=\"1500\" height=\"1000\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Involuntary Loss of Employment Insurance (ILOE) provides financial protection during unexpected job loss. It covers employees in the UAE&#8217;s federal and private sectors. The <strong>scheme offers 60% of the average basic salary<\/strong>. <strong>Benefits are capped at AED 10,000 or AED 20,000<\/strong>. It ensures financial stability while employees search for new jobs.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"ILOEs_Purpose\"><\/span><span style=\"font-weight: 400;\">ILOE\u2019s Purpose\u00a0\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The purpose of ILOE insurance in the UAE is to provide financial support during involuntary job loss. It helps employees maintain stability while seeking new employment opportunities. This scheme promotes economic security and reduces financial strain during unemployment.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Benefits_of_ILOE\"><\/span><span style=\"font-weight: 400;\">Benefits of ILOE<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">This unemployment insurance in the UAE covers involuntary job loss, excluding resignations and disciplinary dismissals. It provides 60% of the employee&#8217;s average basic salary for up to three months. <strong>Benefits are capped at AED 10,000 for Category A and AED 20,000 for Category B<\/strong>. The maximum claim period is 12 months over a working life.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Eligibility_Criteria_Overview\"><\/span><span style=\"font-weight: 400;\">Eligibility Criteria: Overview<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To be eligible for UAE employment insurance like ILOE, <strong>employees must have worked and contributed for at least 12 consecutive months<\/strong>. The scheme covers UAE nationals and expatriates in the federal and private sectors. Employees must not have resigned or been terminated for disciplinary reasons. The scheme excludes domestic workers, investors, minors, and retirees.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Involuntary_Loss_of_Employment_Criteria\"><\/span><span style=\"font-weight: 400;\">Involuntary Loss of Employment Criteria<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Here are the key employment criteria for job loss insurance in the UAE:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must have 12 consecutive months of continuous employment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Job loss must be involuntary, excluding resignations or disciplinary actions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Temporary, part-time, and self-employed workers are not covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Must be employed in the federal or private sectors within the UAE.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Salary_Thresholds_of_ILOE\"><\/span>Salary Thresholds of ILOE<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The salary thresholds for Involuntary Loss of Employment (ILOE) are divided into two categories:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Category A<\/strong>: Employees with a basic salary of AED 16,000 or below.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Category B<\/strong>: Employees with a basic salary above AED 16,000.<\/span><\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_Not_Accepted_Under_Involuntary_Loss_of_Employment_ILOE\"><\/span><span style=\"font-weight: 400;\">What Is Not Accepted Under Involuntary Loss of Employment (ILOE)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Here are the key exclusions for Involuntary Loss of Employment (ILOE) coverage:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Voluntary resignation or termination for disciplinary reasons.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Temporary, part-time, and self-employed workers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Domestic workers, investors, and minors under 18.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retirees who have resumed work.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Job loss due to economic recession, mass layoffs, or company insolvency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employment under fixed-term contracts of two years or less.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Termination_Reasons_Covered_Under_ILOE\"><\/span><strong>Termination Reasons Covered Under ILOE<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Involuntary Loss of Employment (ILOE) covers involuntary job loss due to redundancy or employer-initiated termination without fault from the employee. This ensures financial support during unexpected layoffs, helping employees transition smoothly to new opportunities. <\/span><span style=\"font-weight: 400;\">However, the scheme excludes cases of voluntary resignation, mutual agreement, or termination for disciplinary reasons, misconduct, or poor performance. Job loss caused by company insolvency or economic recession is also not covered under ILOE.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Premiums_of_Involuntary_Loss_Of_Employment_Overview\"><\/span><span style=\"font-weight: 400;\">Premiums of Involuntary Loss Of Employment: Overview<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-71987 size-full\" src=\"https:\/\/www.squareyards.ae\/blog\/wp-content\/uploads\/2024\/10\/Premiums-of-Involuntary-Loss-Of-Employment.jpg\" alt=\"Involuntary Loss of Employment (ILOE) insurance scheme is structured to provide financial protection in case of job loss\" width=\"1500\" height=\"1000\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The Involuntary Loss of Employment (ILOE) insurance scheme is structured to provide financial protection in case of job loss, ensuring that employees contribute regularly to maintain coverage. The premium payments offer flexibility, with various options available to suit individual preferences. Maintaining consistent premium payments is essential to remaining eligible for the benefits provided by the ILOE scheme.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Structure_of_ILOE_Premium\"><\/span><span style=\"font-weight: 400;\">Structure of ILOE Premium<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">ILOE premiums are based on the employee\u2019s salary and are divided into two categories.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Category A covers employees earning AED 16,000 or less, with a monthly premium of AED 5 plus VAT.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Category B applies to employees earning above AED 16,000, with a premium of AED 10 plus VAT.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The premiums can be paid monthly, quarterly, semi-annually, or annually, providing flexibility for employees. Maintaining regular premium payments is crucial to remain eligible for ILOE benefits.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"How_ILOE_Premiums_are_Calculation\"><\/span><span style=\"font-weight: 400;\">How ILOE Premiums are Calculation\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The calculation of ILOE premiums is based on the employee&#8217;s basic salary and falls into predefined categories. Premiums are calculated as a fixed amount corresponding to the salary range an employee falls under. Depending on the selected option, payments can be made monthly, quarterly, semi-annually, or annually. Consistent premium payment is necessary to ensure ongoing coverage and eligibility for benefits.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Where_You_Can_Receive_ILOE_Amount\"><\/span>Where You Can Receive ILOE Amount<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">ILOE premiums can be paid using various methods:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>ILOE Portal or Mobile App<\/strong>: Direct and free of charge.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Exchange Centers<\/strong>: These are available at locations like Al Ansari Exchange.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Business Centers<\/strong>: Enrol through Tawjeeh or Tasheel branches.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>SMS and Telecom Bills<\/strong>: These are sent via SMS to Etisalat users.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Kiosks and Bank Apps<\/strong>: Payments through MBME Pay kiosks, bank apps, or ATMs.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Benefits_of_ILOE_Compensation\"><\/span><span style=\"font-weight: 400;\">Benefits of ILOE Compensation\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Involuntary Loss of Employment Insurance compensation benefits offers financial assistance to employees during periods of unemployment due to involuntary reasons. These benefits are designed to provide temporary support, helping individuals manage their finances while they transition between jobs. The compensation is intended to offer stability and ease the financial burden during this challenging time.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Amount_You_Can_Claim_Through_ILOE\"><\/span><span style=\"font-weight: 400;\">Amount You Can Claim Through ILOE\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><strong>Eligible employees receive 60% of their average basic salary from the six months before job loss for up<\/strong> to three consecutive months per claim. These benefits help ensure financial stability while individuals seek new employment.\u00a0<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Timeline_to_Receive_Involuntary_Loss_of_Employment_Benefit\"><\/span><strong>Timeline to Receive Involuntary Loss of Employment\u00a0Benefit\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The compensation is subject to a maximum monthly limit and can be claimed multiple times, with a total cap of 12 months throughout an individual&#8217;s working life.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"How_to_Claim_Involuntary_Loss_of_Employment_Process\"><\/span><span style=\"font-weight: 400;\">How to Claim Involuntary Loss of Employment: Process<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The ILOE claim process involves several key steps to ensure smooth handling of unemployment benefits:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Eligibility Check<\/strong>: Verify that you meet the criteria for filing a claim.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Gather Required Documents<\/strong>: Collect termination letters, salary slips, and proof of premium payments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Submit Claim<\/strong>: File the claim through the ILOE portal, mobile app, or designated service centers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Review and Approval<\/strong>: The claim is reviewed, and if approved, benefits are provided within a set timeframe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Receive Benefits<\/strong>: Payments are dispersed according to the policy terms.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Documents_Required\"><\/span>Documents Required\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Here are the key documents required for an ILOE claim:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Termination Letter<\/strong>: Official letter from the employer confirming job loss.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Salary Slips<\/strong>: Proof of salary for the last six months.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Proof of Premium Payments<\/strong>: Evidence of regular premium contributions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Employment Contract<\/strong>: Certified or stamped contract showing employment terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Bank Statements<\/strong>: Showing salary deposits and outstanding balances, if applicable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Residence Visa<\/strong>: Copy of the employee&#8217;s passport with the relevant visa page.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong>Entry\/Exit Report<\/strong>: Immigration report to verify residency status.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"How_the_ILOE_Influences_the_Job_Market\"><\/span><span style=\"font-weight: 400;\">How the ILOE Influences the Job Market<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Involuntary Loss of Employment helps stabilise the job market by providing financial support during unemployment. It offers temporary income, easing the financial burden for those who lose their jobs. This allows employees to find new work without immediate financial stress. ILOE also increases confidence in the job market, knowing support is available. Both workers and businesses benefit from this safety net during tough times.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Impact_of_Job_Security\"><\/span><span style=\"font-weight: 400;\">Impact of Job Security<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">ILOE improves job security by offering financial help during unexpected unemployment, giving employees confidence in knowing they have support if they lose their jobs. This reduces the fear of sudden financial hardship, creating a sense of stability and peace of mind. As a result, ILOE encourages a more secure and supportive work environment for both employees and employers. With employees feeling more protected, businesses benefit from a more motivated and reassured workforce. Overall, this system plays a crucial role in strengthening job security in the UAE.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<h3><span class=\"ez-toc-section\" id=\"Impression_on_Economic_Stability\"><\/span><span style=\"font-weight: 400;\">Impression on Economic Stability<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">ILOE helps stabilise the economy by giving financial support to people who lose their jobs. It provides temporary income, allowing individuals to cover their expenses and avoid financial stress. This support also helps maintain spending, which is important for the economy. By giving workers time to find new jobs, ILOE prevents sudden drops in the workforce. Overall, it strengthens the economy and ensures stability in both the job market and the broader economy.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Effects_on_Unemployment_Rates\"><\/span><span style=\"font-weight: 400;\">Effects on Unemployment Rates<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">ILOE helps manage unemployment rates by providing temporary financial support to individuals who lose their jobs. Although it doesn&#8217;t directly lower unemployment rates, it offers a safety net that reduces the economic impact of job loss. Giving workers time to find new jobs prevents rushed employment decisions and helps maintain workforce stability. This can indirectly contribute to more consistent employment levels and reduce long-term unemployment.\u00a0<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Involuntary Loss of Employment (ILOE) <\/span><span style=\"font-weight: 400;\">is a crucial pillar in ensuring financial security and job market stability during challenging times. Offering employees a safety net strengthens workforce confidence and contributes to economic resilience. Understanding the details of ILOE, from coverage and benefits to eligibility and the claims process, is essential for both employees and employers. <\/span><span style=\"font-weight: 400;\">If you haven\u2019t explored how ILOE can protect you or your business, take the next step today. Stay informed, secure your future, and ensure you\u2019re prepared for the unexpected by subscribing to the ILOE scheme.<\/span><\/p>\n<p><strong>Similar Suggestions For You:<\/strong><\/p>\n<table style=\"width: 99.5691%; height: 280px;\">\n<tbody>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><b>Guide to the Wage Protection System (WPS) UAE<\/b><\/span><\/p>\n<\/td>\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.squareyards.ae\/blog\/wage-protection-system-wps-uae-govart\"><b>Wage Protection System (WPS) UAE<\/b><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><b>Dive into Savings &amp; High Water Bill Causes<\/b><\/span><\/p>\n<\/td>\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.squareyards.ae\/blog\/high-water-bill-causes-govart\"><b>High Water Bill Causes<\/b><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><b>Explore the Ministry of Community Development<\/b><\/span><\/p>\n<\/td>\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.squareyards.ae\/blog\/ministry-of-community-development-govart\"><b>Ministry of Community Development<\/b><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><b>Know About the Ministry of Foreign Affairs<\/b><\/span><\/p>\n<\/td>\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.squareyards.ae\/blog\/ministry-of-foreign-affairs-govart\"><b>Ministry of Foreign Affairs<\/b><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><b>Understand Etihad Water and Electricity (EtihadWE)<\/b><\/span><\/p>\n<\/td>\n<td style=\"height: 56px;\">\n<p><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.squareyards.ae\/blog\/etihad-water-and-electricity-govart\"><b>Etihad Water and Electricity (EtihadWE)<\/b><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_QuestionsFAQs\"><\/span>Frequently Asked Questions(FAQ&#8217;s)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"How_do_I_file_a_claim_for_ILOE_benefits\"><\/span>How do I file a claim for ILOE benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tSubmit your claim through the ILOE portal, mobile app, or MOHRE call centre within 30 days of job loss, providing required documents like termination letters and salary slips.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Can_I_work_while_receiving_ILOE_benefits\"><\/span>Can I work while receiving ILOE benefits?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tNo, benefits stop once you start working again, even part-time or under a new employment contract.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"What_qualifies_as_involuntary_job_loss_for_ILOE_purposes\"><\/span>What qualifies as involuntary job loss for ILOE purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tInvoluntary job loss includes redundancies or employer-initiated terminations, excluding resignations, disciplinary dismissals, or voluntary separations.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Does_ILOE_cover_self-employed_individuals\"><\/span>Does ILOE cover self-employed individuals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tNo, ILOE does not cover self-employed individuals or those under their spouse's sponsorship.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"sc_fs_faq sc_card \">\n\t\t\t<div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Are_there_waiting_periods_before_ILOE_benefits_start\"><\/span>Are there waiting periods before ILOE benefits start?<span class=\"ez-toc-section-end\"><\/span><\/h3>\t\t\t\t<div>\n\t\t\t\t\t\t\t\t\t\t<p>\n\t\t\t\t\t\tYes, benefits start after a 30-day deferral following the job loss and a 180-day waiting period from the policy commencement.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How do I file a claim for ILOE benefits?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Submit your claim through the ILOE portal, mobile app, or MOHRE call centre within 30 days of job loss, providing required documents like termination letters and salary slips.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Can I work while receiving ILOE benefits?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"No, benefits stop once you start working again, even part-time or under a new employment contract.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"What qualifies as involuntary job loss for ILOE purposes?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Involuntary job loss includes redundancies or employer-initiated terminations, excluding resignations, disciplinary dismissals, or voluntary separations.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Does ILOE cover self-employed individuals?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"No, ILOE does not cover self-employed individuals or those under their spouse's sponsorship.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Are there waiting periods before ILOE benefits start?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Yes, benefits start after a 30-day deferral following the job loss and a 180-day waiting period from the policy commencement.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>The relationship between employees and companies can be uncertain and unpredictable. Changes in the market or within a business can leave even the best employees facing unexpected job loss. It\u2019s a situation no one wants to think about, but it happens. That\u2019s where Involuntary Loss of Employment (ILOE) comes in. ILOE offers financial protection if [&hellip;]<\/p>\n","protected":false},"author":57,"featured_media":71985,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[68,64],"class_list":["post-71976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uae-government","category-uae-guide"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/posts\/71976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/users\/57"}],"replies":[{"embeddable":true,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/comments?post=71976"}],"version-history":[{"count":12,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/posts\/71976\/revisions"}],"predecessor-version":[{"id":71991,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/posts\/71976\/revisions\/71991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/media\/71985"}],"wp:attachment":[{"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/media?parent=71976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.squareyards.ae\/blog\/wp-json\/wp\/v2\/categories?post=71976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}